Personal finance, finally clear

Know exactly where your money goes

ClearPulse connects to your Nigerian bank accounts, automatically categorises your spending, and gives you insights you can actually act on — in minutes.

No credit card required · Works with GTBank, Access, Zenith, UBA & more

Your finances at a glance

A dashboard that actually makes sense

app.klearspend.com

Total Balance

₦1,284,500

Across 2 accounts

This Month

–₦87,340

Spent so far

Savings Rate

32%

↑ 4% vs last month

Spend by Category

Food & Dining34%
Transport18%
Entertainment12%
Savings36%

Recent Transactions

Shoprite Ikeja

Groceries

–₦12,400

Salary — Acme Co.

Income

+₦350,000

Netflix

Entertainment

–₦4,900

Bolt ride

Transport

–₦2,100

GTBank Transfer

Transfers

–₦50,000

Built for Nigeria

Everything you need to take control of your money

Open banking, Nigerian-first

Connect GTBank, Access, Zenith, UBA and more in seconds via Mono Connect. No manual imports, no spreadsheets.

Auto-categorisation that learns

Every debit and credit is tagged automatically. Create your own rules for narrations that don't match — it gets smarter over time.

Insights you can act on

Monthly spending summaries, savings-rate tracking, and income analysis — surfaced as plain-English takeaways, not raw numbers.

Security-first by design

RS256 JWTs, HttpOnly cookies, TOTP and SMS MFA, and end-to-end encryption. Your data never leaves Nigeria's banking rails.

₦2.4B+

transactions analysed

12,000+

accounts connected

10 banks

supported via Mono

Works with your bank

GTBank
Access Bank
Zenith Bank
UBA
First Bank
Stanbic IBTC
Sterling Bank
Wema Bank
Polaris Bank
FCMB
GTBank
Access Bank
Zenith Bank
UBA
First Bank
Stanbic IBTC
Sterling Bank
Wema Bank
Polaris Bank
FCMB

Powered by Mono open banking infrastructure

Ready to see the full picture?

Connect your bank in under two minutes and get your first spending breakdown automatically.